Jim is a Fellow of the Institute of Actuaries who has spent his career specialising in scaled advice. Jim previously founded a boutique ex-pat retirement planning practice which grew to become an international network (UK, Canada, Australia and New Zealand). Since 2010 he has held senior software development roles for a number of financial institutions in Australia and the UK including the design of retirement decision systems for HSBC, Challenger Life and Scottish Widows. As well as being a Fellow of the Institute of Actuaries, Jim holds a Commerce degree from the University of Melbourne as well as two Diplomas in Financial Planning (UK and Australia).