Our service puts your future first
Navigating retirement can feel daunting. With Jubilacion, get the clarity and peace of mind you need to confidently plan your life. Our unique service provides projections of your financial situation each year of your life, which lets you make informed life decisions while ensuring your money lasts a lifetime.
What you get
Working with Jubilacion involves one-on-one consultations with a specialist. We get to know you and understand your financial position properly to model it all in our software. We explain key concepts and rules that apply and help you interpret your results, making sure your questions get answered. We call it our Financial Freedom Report.
Your report contains:
- A summary of your high-level financial situation today and explanations of the most important topics that will influence your finances over the course of life
- Projections of all your main cashflow sources (salary, super, age pension, rent, interest, dividends, allowing for your spending decisions over time) to make sure they last
- Projections of your net wealth for life, and what bequest will remain under different scenarios or decisions
- Results that deal with market risk and longevity and give the probability of achieving certain outcomes. Your Safe-Spending level is the amount you can spend in retirement and be 95% confident that it can be sustained for life through a full range of potential market sequences.
This can all be done to explore differnet scenarios you’re thinking about like working longer, retiring sooner or large spending/property decisions. We can also test the impact of different investment strategies (allocation to growth assets). See our investment philosophy.
How we work with you
Engaging Jubilacion is a collaboration with our experts who will guide you through the complete picture of how to model your retirement and remove uncertainty around knowing how much you need and the lifestyle you can afford.
Initial meeting
We learn about your specific circumstances and thoroughly explain the whole process.
Detailed
modelling
Presentations
A tailored presentation of your results and any choices you want us to consider.
Further
modelling
Report
Your Financial Freedom report allows you to plan life’s next chapter with confidence.
How we do the math
There is a mathematical link between the big decisions, like when to retire, how much you need and how much you can afford to safely spend each year. We’ve done the maths to remove the guesswork from knowing what lifestyle you can safely enjoy when you stop working and live the lifestyle you choose. Our model, based on Actuarial statistical methods, considers the key factors impacting your retirement finances throughout life:
- Your current wealth and work plans
- Your life expectancy (and your spouse)
- Your desired lifestyle
- Risk factors, such market fluctuations or life expectancy changes
See how we approach retirement cashflow planning
Click below to start short video
How much does it cost?
We know that retirement is a big deal, and what’s important to you might be different for someone else. That’s why we’re inviting you to a friendly, no-pressure chat with our specialists about your unique situation. We’ll focus on what matters to you, and how financial projections can help you answer your big questions and alleviate your fears. We can explain how our service could work for you and find the right level of service to support your next steps. Don’t hesitate to get in touch—whether you’re a pro or feeling a bit overwhelmed, we’re here to lend a hand. We love seeing our clients’ jubilation when everything falls into place, empowering them to pursue their future plans with confidence.
Get the information you need to plan with confidence
- Take control of your retirement goals with expert guidance.
- Explore personalised ‘what-if’ scenarios tailored to your needs.
- Discover your key financial numbers, including how much you need to retire and your safe spending for life .
Contact us for a FREE information pack or demonstration of our service.
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