Our pricing is a fraction of what you’d pay for traditional financial advice. We build a model of your retirement that can answer your questions and empower your decisions. Our fixed fee service starts at $350 for a consultation and rarely goes above $2,000 for our full service.


Pricing that is right for you.

Our focus is on the calculations and education to empower your decisions – we do not recommend products. We are not financial product advisers. We’re actuaries. Actuaries are highly sought-after professionals who develop and communicate solutions for complex issues. More >>

Whether you’d like to enquire about our $350 stand-alone consultation (Intro) – or one of our more detailed packages (Simple/Full/Advanced – where you configure your retirement to fit your needs) – Liam, a member of our friendly team, is on hand to talk you through our different pricing categories. Our fixed fee service starts at $350 for a consultation and rarely goes above $2,000 for a three-meeting service and report.

Liam can be reached Monday-Friday 9-5pm on (03) 6240 1575. Alternatively, drop him an email at

We have done the numbers.

We have invested millions in developing a mathematical model that uses your current wealth and retirement goals, your projected lifespan, and external risks, such as market conditions, to produce a safe-spending amount. This is the amount of money you can spend per annum on essential items, indexed to living costs, and be 95% confident that it can be sustained for life through all market conditions.

We stress test your financial scenario through 5,000 plausible sequences of what future investment performance could be for your assets and considering 2,000 possible scenarios for your life expectancies. This covers 10 million simulated scenarios. More >>

Our service is priceless.

Engaging Jubilacion is a collaboration with our experts who will guide you through the complete picture of how we model your retirement and remove uncertainty around knowing the lifestyle you can afford. Our goal is to impart knowledge, because knowledge is power.

When you know your safe-spending amount, you can decide your future.

“I’m not wealthy enough for this service.”

If you’re thinking that way, you might be surprised. We typically work with people who’ll be eligible for an Age Pension at some point in retirement and this greatly helps them design a comfortable retirement. People with almost any level of wealth find our safe-spending insights invaluable. Everyone should have access to the knowledge that enables them to plan their future with confidence.

Retirement should be a time to celebrate.

We’re not selling anything.

We are not financial product advisers, and we won’t sell or recommend any particular financial products. Our focus is on the calculations to let you visualise your long-term financial future and to see the impact of decisions in a way that’s easy to understand. More >>

Who we are.

Jubilacion is a new service from Apricot Actuaries to help people remove the uncertainty and fear surrounding retirement decisions. Apricot are a privately owned firm based in Hobart, Tasmania. Being actuaries, we use world-class mathematical models and presentation tools to make the process simple and effective, providing clients with their safe-spending range in a Financial Freedom Report.

Request more information.

– We calculate your personalised safe-spending level for life

– Help you explore the ‘what-if’ scenarios that matter to you

– Feel empowered to achieve your retirement lifestyle goals

Contact us for a FREE information pack or demonstration of our service.

    I am an accountant/financial professional

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